A crypto memo, tag or payment reference is an extra identifier used by some assets and platforms to route a deposit to the right account. When one is required, the wallet address alone may not be enough, so copy every required field exactly.
Why it matters
A missing or wrong reference may delay or prevent correct routing.
Where to find it
Use the deposit screen inside the receiving platform, not a message or screenshot from someone else.
Best practice
Match the asset, network, address and memo before sending.
Frequently asked questions
What is the safest first step?
Start from an official source, read the details carefully and avoid sharing security codes.
Where can I find more guidance?
Use MyKalt’s official resources and support channels for account-specific help.
What should I keep after a transaction?
Keep the official transaction reference or receipt, without sharing private security information.
Share this article